Investments

ILIA’s endowment began humbly in 2015 with just a $25 monthly investment, rooted in our belief that even modest contributions could grow into a powerful resource for the future. Today, that initial seed has blossomed into a $70,000 fund, strategically diversified across $31,431 in mutual funds, $6,721 in stocks, and $31,980 in cash. This balanced approach not only supports our mission but also reflects our commitment to fiscal responsibility and long-term impact. Starting small, we've built an enduring foundation, ensuring ILIA’s capacity to sustain impactful programs for years to come.

Past Performance

Alhamed ellallah, the fund has typically had an ROI ranging between 1.5% to 4% per quarter.

Intended Use

We plan to allocate 10% ($7,013) to operations support, enabling us to maintain and expand essential programs that serve youth, families, and nonprofit partners. The majority, 60% ($42,079), is earmarked for further investment, allowing the fund to grow and generate greater returns over time, reinforcing our long-term financial stability. Finally, 30% ($21,040) is reserved for emergencies, ensuring that ILIA has the resources to respond swiftly to unforeseen needs or crises without compromising ongoing initiatives. This strategic distribution not only supports our present needs but also strengthens our future resilience, sustaining ILIA’s impact for years to come.

Disbursements

This year, ILIA faced four significant challenges that threatened the continuation of our operations—potential complete shutdowns that we navigated only by the grace of Allah and the strength of our endowment fund. With faith and resilience, we were able to withdraw essential funds at critical points, using the cash reserve from our endowment to sustain our mission and ensure continuity. This careful but necessary drawdown reduced our fund from $135,000 to $45,000. Through disciplined reinvestment and community support, however, we have been able to bring the fund back up to $70,000, keeping ILIA strong and prepared for future challenges. Our endowment has proven to be not only a financial asset but a lifeline, allowing us to weather crises and uphold our commitment to impactful work.

1-Year Growth Outlook

For 2025, ILIA has set an ambitious growth plan to enhance our endowment’s impact and ensure long-term sustainability. Currently, our $70,000 fund is diversified across mutual funds ($31,431), stocks ($6,721), and cash reserves ($31,980). By the end of next year, we aim to grow our endowment to a robust $375,000.

In mutual funds, we target increasing our holdings to $60,000 to provide steady growth with balanced risk, allowing us to maintain the stability of our fund. In stocks, our goal is to reach $18,000, a strategy focused on maximizing growth potential to strengthen our financial base. Our cash reserves will grow to $47,000, enabling liquidity and readiness for both planned initiatives and unforeseen needs.